Sanchitha means something that is “heaped together”. This is the sum total of all the past actions, both known and unknown. This is the Karmic bank account. The known karma just means the one is aware of the actions he/she has performed. Unknown karma is where the person isn’t aware of the actions performed. This sum total of karma manifests in many ways. For example, one may easily get a job and get promoted but may have difficulty in relationships. A person may get married without any delay but may have problems in understanding children.